ALLL+
Enhanced business intelligence to help you mitigate risk and maintain regulatory compliance while scaling your business at speed.
The market challenge
The need for informed strategic planning in the finance sector has never been more critical. Yet risk modeling requires the navigation of highly complex data, often with outdated and inflexible technology – a process which can prove expensive, lengthy, inefficient and labour-intensive.
Alter Domus ALLL+
ALLL+ gives you everything you need to anticipate and meet the challenges of ever-shifting financial regulation. Our user-friendly technology platform enables you to understand your credit risk and maintain regulatory compliance, so you can seize opportunities to strengthen and grow your business with confidence. It is the only solution on the market that combines your business data with rich analytical and model features in a single platform, cutting-edge scalable technology, and deep operational expertise. It enables modern data analytics, advanced modelling capabilities, and cost efficient, rapid, and uniquely accurate reporting.
How ALLL+ supports your business
Answer your next “what if” questions
Anticipate future changes with the latest analytics to enrich business-led decisions, deepen insights and unlock more value from your data.
Benchmark your performance
Combine your current and historical data to build a primary or challenger credit model with a comprehensive, detailed and highly accurate view of your risk and allocation needs with full autonomy.
Modernize your allowance process
ALLL+ empowers you to identify and respond in real-time to non-conforming data structures that impact the quality and speed of your downstream allowance process.
Protect your reputation
Establish and maintain regulatory compliance across all areas of your business to reduce your legal and reputational risk.
Save time and reduce workload
Innovative automation simplifies complex back-end processes and allows front-end users to navigate concise, intuitive workflows with ease.
Scale your compliance with your business
Flexible and uniquely scalable to ensure seamless implementation of CECL and IFRS9 that’s straightforward, and transparent.
Stay cost effective
Self-serving analytics free up costly internal operations teams and replace manually intensive legacy systems and tools.
All the support you need
We partner with you to ensure you get the very best out of our software from the initial mapping of customer data to troubleshooting for data discrepancies.
The key features of ALLL+
Expect more from your data
Instant-access to a rich credit data factory
Captures loan-level credit data and allowance estimates to give you real-time user access to a complete system of record.
Configurable
Data management streamlines the integration of multiple sources and simplifies the source-to-target mapping process with scalable user configurations.
End-to-end credit modelling
- Integrate multiple credit loss models, probability of loss, and externally-developed model outputs.
- Generate contractual and expected cash flow.
- Calculate quantitative, qualitative and unfunded commitment allowance.
- Handle loan and securities within a controlled environment.
- Discover data anomalies and maintain ongoing data integrity.
Keep things simple
Intuitive to use
Streamlined workflows and user-friendly functionality takes the strain out of everyday compliance.
Clear, efficient process
ALLL+’s secure, robust technology framework delivers:
- Transparency and traceability throughout the allowance workflow process.
- A clear segregation of duties, activity logs and user access security rules.
- An online user manual with video instructions.
- Rapid processing.
Integrated CECL support
A combined advisory and technology approach ensures CECL readiness and transition, and provides gap assessments, future state roadmaps and critical path documents.
Build your insight
Measure and monitor in real-time
Create user-defined reports, customisable dashboards, data diagnostics, and configurable disclosure reports to identify and monitor changes in loan characteristics, credit risk, and allowance results.
Diagnostic tools for enhanced intelligence
- Tools to improve and support credit model assumptions.
- Linear regression to help forecast adjustments, historical prepayment, and utilisation-rate calculations.
- Robust pool segmentation capabilities.
- General ledger reconciliation.
- Allowance attribution analysis – identifying changes and drivers.
Plan for all eventualities
The scenario manager helps with pool and loan-level sensitivity analysis and sandbox capabilities enabling contingency preparations for those ‘what-if’ scenarios.
How ALLL+ supports key roles
If you're a Chief Risk Officer:
The challenge:
How can you answer your next allowance question with confidence and be ready to meet future regulatory changes with agility and at speed?
The ALLL+ solution:
ALLL+’s state-of-the-art modern platform expands to meet the needs of today’s alternatives investors, helping you to anticipate and adapt to change.
If you're a Chief Operating Officer:
The challenge:
How do you navigate the evermore challenging interdependencies across governance, modelling, credit analysis, production, and financial reporting?
The ALLL+ solution:
ALLL+ provides a single, user-friendly platform to enable data-led insight and clear communication and accurate reporting across all areas of the business.
Request a free demo
Find out more about how ALLL+ can help support your business with rapid, cost-effective and uniquely accurate reporting.
ALLL+ and Alter Domus Risk Modeler
While ALLL+ helps mitigate risk and maintain regulatory compliance today, our Risk Modeler solution transforms your risk and performance modelling to inform better business strategy in the future.
Used together, ALLL+ and Risk Modeler provide you with a strong, comprehensive framework for compliance and risk management for a successful, growing business.
